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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,999 | $103,008+99.0% | $90,304+127.0% | $152,897+34.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 16.65% | 95.22%-78.6pp | 78.13%-61.5pp | 345.43%-328.8pp |
| Employer contribution / active EE | $1,621 | $3,139-48.4% | $2,855-43.2% | $4,764-66.0% |
| Participant deferral / active EE | $9,937 | $4,281+132.1% | $3,885+155.8% | $5,851+69.8% |
| Admin fee / account holder | $462 | $6,175-92.5% | $5,354-91.4% | $11,599-96.0% |