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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,485 | $64,729-80.7% | $112,263-88.9% | $68,490-81.8% |
| Participation rate | 77.4% | 67.2%+10.3pp | 75.1%+2.4pp | 67.9%+9.5pp |
| Annual return | -18.32% | -11.40%-6.9pp | 27.49%-45.8pp | -7.85%-10.5pp |
| Employer contribution / active EE | $1,313 | $2,746-52.2% | $3,636-63.9% | $2,597-49.4% |
| Participant deferral / active EE | $1,879 | $3,566-47.3% | $4,729-60.3% | $4,028-53.4% |
| Admin fee / account holder | $3,362 | $5,222-35.6% | $6,410-47.5% | $5,403-37.8% |