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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,561 | $110,337-87.7% | $102,383-86.8% | $145,877-90.7% |
| Participation rate | 94.1% | 77.9%+16.2pp | 74.5%+19.6pp | 80.3%+13.8pp |
| Annual return | 10.21% | 24.83%-14.6pp | 24.94%-14.7pp | 551.28%-541.1pp |
| Employer contribution / active EE | $0 | $4,216-100.0% | $3,870-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,037 | $5,621-63.8% | $5,060-59.7% | $6,691-69.6% |
| Admin fee / account holder | $484 | $9,750-95.0% | $8,391-94.2% | $13,402-96.4% |