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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,561 | $111,814-87.9% | $103,374-86.9% | $145,959-90.7% |
| Participation rate | 94.1% | 77.9%+16.2pp | 74.5%+19.6pp | 80.3%+13.8pp |
| Annual return | 10.21% | 24.77%-14.6pp | 24.89%-14.7pp | 561.95%-551.7pp |
| Employer contribution / active EE | $0 | $4,214-100.0% | $3,869-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $2,037 | $5,618-63.7% | $5,058-59.7% | $6,689-69.6% |
| Admin fee / account holder | $484 | $9,754-95.0% | $8,394-94.2% | $13,398-96.4% |