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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,404 | $144,130-32.4% | $117,861-17.4% | $147,586-34.0% |
| Participation rate | 81.8% | 83.4%-1.6pp | 79.7%+2.2pp | 82.8%-1.0pp |
| Annual return | 7.70% | 531.20%-523.5pp | 335.11%-327.4pp | 578.59%-570.9pp |
| Employer contribution / active EE | $5,442 | $4,897+11.1% | $3,786+43.7% | $4,876+11.6% |
| Participant deferral / active EE | $6,871 | $5,316+29.3% | $4,482+53.3% | $5,439+26.3% |
| Admin fee / account holder | $17,709 | $10,887+62.7% | $8,021+120.8% | $10,886+62.7% |