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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,409 | $165,399+68.9% | $149,745+86.6% | $158,982+75.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.47% | 348.34%-330.9pp | 276.72%-259.3pp | 302.99%-285.5pp |
| Employer contribution / active EE | $7,776 | $5,105+52.3% | $4,646+67.4% | $4,763+63.3% |
| Participant deferral / active EE | $4,635 | $7,183-35.5% | $6,843-32.3% | $5,983-22.5% |
| Admin fee / account holder | $662 | $10,811-93.9% | $9,312-92.9% | $11,252-94.1% |