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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,078 | $181,896+20.4% | $156,551+39.9% | $273,972-20.0% |
| Participation rate | 66.7% | 88.4%-21.7pp | 84.0%-17.3pp | 83.0%-16.3pp |
| Annual return | 3.80% | 30.74%-26.9pp | 32.23%-28.4pp | 41.46%-37.7pp |
| Employer contribution / active EE | $12,950 | $6,248+107.3% | $5,501+135.4% | $4,869+166.0% |
| Participant deferral / active EE | $14,950 | $5,550+169.4% | $4,871+206.9% | $5,287+182.8% |
| Admin fee / account holder | $8,608 | $15,560-44.7% | $13,028-33.9% | $10,133-15.1% |