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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,326 | $81,208-3.5% | $98,920-20.8% | $79,856-1.9% |
| Participation rate | 80.0% | 72.5%+7.5pp | 76.0%+4.0pp | 69.6%+10.4pp |
| Annual return | 4.59% | 60.99%-56.4pp | 196.47%-191.9pp | 31.71%-27.1pp |
| Employer contribution / active EE | $878 | $1,960-55.2% | $2,689-67.4% | $2,471-64.5% |
| Participant deferral / active EE | $1,734 | $3,265-46.9% | $4,245-59.1% | $3,741-53.6% |
| Admin fee / account holder | $657 | $6,013-89.1% | $6,643-90.1% | $5,306-87.6% |