Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION4 years Filed as: LINCOLN NATIONAL LIFE INSURANCE Service code 13 · EIN 35-1140070 | Contract Administrator | $88,539 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,508 | $82,188+16.2% | $125,391-23.8% | $64,824+47.3% |
| Participation rate | 51.2% | 77.9%-26.7pp | 82.4%-31.2pp | 71.5%-20.3pp |
| Annual return | -16.59% | 3.50%-20.1pp | 572.41%-589.0pp | 32.84%-49.4pp |
| Employer contribution / active EE | $0 | $3,617-100.0% | $4,816-100.0% | $2,507-100.0% |
| Participant deferral / active EE | $5,551 | $7,177-22.7% | $7,448-25.5% | $4,311+28.8% |
| Admin fee / account holder | $527 | $163+222.8% | $10,009-94.7% | $188+180.6% |