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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,717 | $162,821-70.1% | $133,978-63.6% | $158,982-69.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 15.58% | 41.95%-26.4pp | 45.10%-29.5pp | 302.99%-287.4pp |
| Employer contribution / active EE | $1,231 | $4,976-75.3% | $3,919-68.6% | $4,763-74.1% |
| Participant deferral / active EE | $10,558 | $5,910+78.6% | $5,047+109.2% | $5,983+76.5% |
| Admin fee / account holder | $843 | $11,742-92.8% | $8,930-90.6% | $11,252-92.5% |