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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,312 | $115,814-73.0% | $101,275-69.1% | $158,982-80.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 23.92% | 56.16%-32.2pp | 46.48%-22.6pp | 302.99%-279.1pp |
| Employer contribution / active EE | $3,084 | $4,176-26.1% | $3,660-15.7% | $4,763-35.2% |
| Participant deferral / active EE | $7,631 | $4,958+53.9% | $4,371+74.6% | $5,983+27.5% |
| Admin fee / account holder | $416 | $7,249-94.3% | $5,948-93.0% | $11,252-96.3% |