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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,242 | $226,105-26.5% | $182,540-8.9% | $152,897+8.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 51.48% | 192.58%-141.1pp | 148.58%-97.1pp | 345.43%-293.9pp |
| Employer contribution / active EE | $2,175 | $4,978-56.3% | $4,076-46.6% | $4,764-54.3% |
| Participant deferral / active EE | $22,279 | $6,370+249.8% | $5,525+303.2% | $5,851+280.8% |
| Admin fee / account holder | $4,876 | $10,706-54.5% | $8,593-43.3% | $11,599-58.0% |