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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,854 | $103,038+55.1% | $90,324+77.0% | $152,909+4.5% |
| Participation rate | 95.7% | 75.9%+19.8pp | 73.3%+22.4pp | 82.5%+13.2pp |
| Annual return | 25.01% | 95.25%-70.2pp | 78.15%-53.1pp | 345.46%-320.5pp |
| Employer contribution / active EE | $6,951 | $3,141+121.3% | $2,856+143.4% | $4,764+45.9% |
| Participant deferral / active EE | $4,876 | $4,282+13.9% | $3,885+25.5% | $5,851-16.7% |
| Admin fee / account holder | $1,548 | $6,177-74.9% | $5,356-71.1% | $11,601-86.7% |