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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,276 | $215,361-97.1% | $171,082-96.3% | $273,972-97.7% |
| Participation rate | 70.0% | 82.0%-12.0pp | 76.7%-6.7pp | 83.0%-13.0pp |
| Annual return | 1.80% | 25.14%-23.3pp | 32.56%-30.8pp | 41.46%-39.7pp |
| Employer contribution / active EE | $0 | $4,967-100.0% | $4,002-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $1,417 | $5,543-74.4% | $4,797-70.5% | $5,287-73.2% |
| Admin fee / account holder | $1,253 | $10,846-88.5% | $8,520-85.3% | $10,133-87.6% |