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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,890 | $88,707-56.2% | $74,184-47.6% | $273,972-85.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 0.00% | 11.94%-11.9pp | 17.74%-17.7pp | 41.46%-41.5pp |
| Employer contribution / active EE | $4,418 | $3,159+39.8% | $2,370+86.4% | $4,869-9.3% |
| Participant deferral / active EE | $8,319 | $4,212+97.5% | $3,550+134.4% | $5,287+57.3% |
| Admin fee / account holder | $383 | $8,717-95.6% | $5,586-93.2% | $10,133-96.2% |