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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,316 | $109,967-66.1% | $97,197-61.6% | $145,877-74.4% |
| Participation rate | 88.9% | 76.0%+12.9pp | 72.7%+16.2pp | 80.3%+8.6pp |
| Annual return | -11.49% | 244.27%-255.8pp | 75.47%-87.0pp | 551.28%-562.8pp |
| Employer contribution / active EE | $4,186 | $3,077+36.1% | $2,723+53.8% | $4,663-10.2% |
| Participant deferral / active EE | $5,562 | $4,676+18.9% | $4,263+30.5% | $6,691-16.9% |
| Admin fee / account holder | $7,578 | $6,199+22.2% | $5,637+34.4% | $13,402-43.5% |