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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,316 | $110,093-66.1% | $97,295-61.6% | $145,897-74.4% |
| Participation rate | 88.9% | 75.9%+13.0pp | 72.7%+16.2pp | 80.3%+8.6pp |
| Annual return | -11.49% | 244.76%-256.2pp | 75.62%-87.1pp | 552.29%-563.8pp |
| Employer contribution / active EE | $4,186 | $3,077+36.0% | $2,723+53.8% | $4,663-10.2% |
| Participant deferral / active EE | $5,562 | $4,678+18.9% | $4,264+30.4% | $6,689-16.9% |
| Admin fee / account holder | $7,578 | $6,212+22.0% | $5,646+34.2% | $13,390-43.4% |