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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,316 | $109,904-66.0% | $97,167-61.6% | $145,959-74.4% |
| Participation rate | 88.9% | 75.9%+12.9pp | 72.7%+16.2pp | 80.3%+8.6pp |
| Annual return | -11.49% | 243.43%-254.9pp | 75.27%-86.8pp | 561.95%-573.4pp |
| Employer contribution / active EE | $4,186 | $3,084+35.7% | $2,729+53.4% | $4,661-10.2% |
| Participant deferral / active EE | $5,562 | $4,676+18.9% | $4,264+30.5% | $6,689-16.8% |
| Admin fee / account holder | $7,578 | $6,216+21.9% | $5,650+34.1% | $13,398-43.4% |