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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,225 | $166,131-10.2% | $164,975-9.5% | $145,877+2.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.89% | 100.37%-87.5pp | 70.12%-57.2pp | 551.28%-538.4pp |
| Employer contribution / active EE | $6,353 | $5,276+20.4% | $4,343+46.3% | $4,663+36.2% |
| Participant deferral / active EE | $7,666 | $6,962+10.1% | $6,033+27.1% | $6,691+14.6% |
| Admin fee / account holder | $1,910 | $16,648-88.5% | $12,688-84.9% | $13,402-85.7% |