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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,579 | $91,198+266.9% | $178,503+87.4% | $79,856+319.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 10.47% | 24.20%-13.7pp | 151.12%-140.6pp | 31.71%-21.2pp |
| Employer contribution / active EE | $4,810 | $3,257+47.7% | $5,011-4.0% | $2,471+94.6% |
| Participant deferral / active EE | $996 | $3,237-69.2% | $5,202-80.8% | $3,741-73.4% |
| Admin fee / account holder | $61,674 | $6,748+813.9% | $13,987+340.9% | $5,306+1062.3% |