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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,344 | $85,766+231.5% | $136,298+108.6% | $70,126+305.5% |
| Participation rate | 83.9% | 74.2%+9.7pp | 81.9%+1.9pp | 69.5%+14.3pp |
| Annual return | 15.27% | 31.46%-16.2pp | 5156.27%-5141.0pp | 73.15%-57.9pp |
| Employer contribution / active EE | $10,019 | $2,966+237.8% | $4,696+113.4% | $2,343+327.7% |
| Participant deferral / active EE | $7,591 | $5,051+50.3% | $6,247+21.5% | $3,332+127.8% |
| Admin fee / account holder | $17,705 | $5,421+226.6% | $9,244+91.5% | $4,645+281.1% |