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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,830 | $62,672+40.1% | $185,117-52.6% | $70,126+25.2% |
| Participation rate | 83.9% | 63.8%+20.1pp | 77.3%+6.6pp | 69.5%+14.3pp |
| Annual return | 12.60% | 40.79%-28.2pp | 40.50%-27.9pp | 73.15%-60.5pp |
| Employer contribution / active EE | $2,558 | $1,753+45.9% | $4,182-38.8% | $2,343+9.2% |
| Participant deferral / active EE | $4,075 | $3,272+24.5% | $5,045-19.2% | $3,332+22.3% |
| Admin fee / account holder | $4,039 | $3,932+2.7% | $8,159-50.5% | $4,645-13.0% |