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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,204,570 | $167,362+1217.2% | $143,799+1433.1% | $134,532+1538.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.92% | 0.47%-17.4pp | -0.04%-16.9pp | 418.27%-435.2pp |
| Employer contribution / active EE | $8,919 | $5,620+58.7% | $4,952+80.1% | $4,741+88.1% |
| Participant deferral / active EE | $1,440 | $6,447-77.7% | $5,638-74.5% | $6,401-77.5% |
| Admin fee / account holder | $97,712 | $18,094+440.0% | $14,677+565.7% | $11,429+755.0% |