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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,501 | $107,368-77.2% | $92,915-73.6% | $152,909-84.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 3.56% | 145.64%-142.1pp | 109.45%-105.9pp | 345.46%-341.9pp |
| Employer contribution / active EE | $5,543 | $4,222+31.3% | $3,653+51.7% | $4,764+16.4% |
| Participant deferral / active EE | $1,504 | $4,848-69.0% | $4,238-64.5% | $5,851-74.3% |
| Admin fee / account holder | $1,986 | $7,082-72.0% | $5,796-65.7% | $11,601-82.9% |