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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,399 | $77,920-46.9% | $149,723-72.3% | $75,177-44.9% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 15.65% | 31.72%-16.1pp | 134.50%-118.8pp | 160.75%-145.1pp |
| Employer contribution / active EE | $2,569 | $3,138-18.2% | $4,821-46.7% | $2,671-3.8% |
| Participant deferral / active EE | $1,863 | $3,411-45.4% | $5,682-67.2% | $4,126-54.9% |
| Admin fee / account holder | $1,989 | $5,951-66.6% | $13,215-84.9% | $5,651-64.8% |