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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,963 | $105,284+31.0% | $150,734-8.5% | $94,015+46.7% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 9.46% | 15.67%-6.2pp | 600.81%-591.3pp | 17.84%-8.4pp |
| Employer contribution / active EE | $20,068 | $3,599+457.6% | $4,918+308.0% | $2,790+619.3% |
| Participant deferral / active EE | $0 | $4,274-100.0% | $5,610-100.0% | $4,249-100.0% |
| Admin fee / account holder | $17,984 | $9,839+82.8% | $14,905+20.7% | $8,951+100.9% |