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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,465 | $152,619+15.0% | $125,195+40.2% | $152,909+14.8% |
| Participation rate | 83.3% | 83.3%0pp | 79.8%+3.6pp | 82.5%+0.9pp |
| Annual return | 18.96% | 54.85%-35.9pp | 43.79%-24.8pp | 345.46%-326.5pp |
| Employer contribution / active EE | $2,527 | $4,947-48.9% | $3,866-34.6% | $4,764-46.9% |
| Participant deferral / active EE | $5,545 | $5,869-5.5% | $4,937+12.3% | $5,851-5.2% |
| Admin fee / account holder | $589 | $13,437-95.6% | $9,704-93.9% | $11,601-94.9% |