Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,444 | $78,423-76.5% | $95,964-80.8% | $79,856-76.9% |
| Participation rate | 68.9% | 73.5%-4.6pp | 77.1%-8.2pp | 69.6%-0.8pp |
| Annual return | 29.58% | 19.37%+10.2pp | 91.64%-62.1pp | 31.71%-2.1pp |
| Employer contribution / active EE | $2,079 | $1,945+6.9% | $2,541-18.2% | $2,471-15.9% |
| Participant deferral / active EE | $3,990 | $3,440+16.0% | $4,167-4.2% | $3,741+6.7% |
| Admin fee / account holder | $477 | $5,622-91.5% | $6,797-93.0% | $5,306-91.0% |