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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $0 |
WILSHIRE ASSOCIATES INCORPORATED4+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,598 | $49,763-86.7% | $70,565-90.6% | $74,473-91.1% |
| Participation rate | 93.9% | 64.6%+29.2pp | 68.4%+25.5pp | 70.7%+23.1pp |
| Annual return | 27.03% | 21.21%+5.8pp | 32.79%-5.8pp | 34.36%-7.3pp |
| Employer contribution / active EE | $872 | $1,776-50.9% | $2,976-70.7% | $2,638-67.0% |
| Participant deferral / active EE | $2,102 | $3,379-37.8% | $4,568-54.0% | $4,530-53.6% |
| Admin fee / account holder | $60 | $316-80.9% | $6,430-99.1% | $347-82.6% |