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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,418 | $64,719-15.9% | $112,249-51.5% | $68,486-20.5% |
| Participation rate | 57.1% | 67.2%-10.0pp | 75.1%-17.9pp | 67.9%-10.8pp |
| Annual return | -14.08% | -11.40%-2.7pp | 27.48%-41.6pp | -7.85%-6.2pp |
| Employer contribution / active EE | $1,808 | $2,747-34.2% | $3,636-50.3% | $2,597-30.4% |
| Participant deferral / active EE | $4,396 | $3,565+23.3% | $4,729-7.1% | $4,028+9.1% |
| Admin fee / account holder | $12,482 | $5,232+138.6% | $6,412+94.7% | $5,404+131.0% |