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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,507 | $117,895-12.2% | $102,460+1.0% | $145,897-29.1% |
| Participation rate | 91.7% | 78.6%+13.0pp | 76.5%+15.2pp | 80.3%+11.4pp |
| Annual return | 11.49% | 31.92%-20.4pp | 29.47%-18.0pp | 552.29%-540.8pp |
| Employer contribution / active EE | $901 | $3,619-75.1% | $3,025-70.2% | $4,663-80.7% |
| Participant deferral / active EE | $6,274 | $5,736+9.4% | $5,056+24.1% | $6,689-6.2% |
| Admin fee / account holder | $3,700 | $13,353-72.3% | $9,460-60.9% | $13,390-72.4% |