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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $605,858 | $148,558+307.8% | $135,925+345.7% | $139,427+334.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 10.54% | 79.22%-68.7pp | 68.25%-57.7pp | 373.27%-362.7pp |
| Employer contribution / active EE | $29,701 | $5,244+466.4% | $4,857+511.5% | $4,752+525.1% |
| Participant deferral / active EE | $11,499 | $8,101+41.9% | $7,759+48.2% | $6,711+71.3% |
| Admin fee / account holder | $4,566 | $12,401-63.2% | $10,764-57.6% | $11,404-60.0% |