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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,629 | $157,304-76.7% | $141,197-74.1% | $152,909-76.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 12.04% | 64.34%-52.3pp | 71.41%-59.4pp | 345.46%-333.4pp |
| Employer contribution / active EE | $6,776 | $5,263+28.8% | $4,736+43.1% | $4,764+42.2% |
| Participant deferral / active EE | $5,505 | $7,111-22.6% | $6,710-18.0% | $5,851-5.9% |
| Admin fee / account holder | $623 | $12,126-94.9% | $10,265-93.9% | $11,601-94.6% |