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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,563 | $93,346-37.3% | $71,796-18.4% | $273,972-78.6% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 3.85% | 130.39%-126.5pp | 78.04%-74.2pp | 41.46%-37.6pp |
| Employer contribution / active EE | $2,700 | $2,733-1.2% | $1,924+40.3% | $4,869-44.5% |
| Participant deferral / active EE | $5,922 | $3,475+70.4% | $2,794+111.9% | $5,287+12.0% |
| Admin fee / account holder | $1,742 | $6,571-73.5% | $4,815-63.8% | $10,133-82.8% |