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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,493 | $209,874-47.8% | $189,537-42.2% | $167,536-34.6% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 9.09% | 748.61%-739.5pp | 555.34%-546.2pp | 478.82%-469.7pp |
| Employer contribution / active EE | $11,140 | $6,913+61.1% | $6,161+80.8% | $4,839+130.2% |
| Participant deferral / active EE | $2,125 | $8,934-76.2% | $8,220-74.1% | $6,342-66.5% |
| Admin fee / account holder | $529 | $14,299-96.3% | $12,048-95.6% | $12,315-95.7% |