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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,551 | $64,719+24.5% | $112,249-28.2% | $68,486+17.6% |
| Participation rate | 71.0% | 67.2%+3.8pp | 75.1%-4.1pp | 67.9%+3.1pp |
| Annual return | -17.89% | -11.40%-6.5pp | 27.48%-45.4pp | -7.85%-10.0pp |
| Employer contribution / active EE | $857 | $2,747-68.8% | $3,636-76.4% | $2,597-67.0% |
| Participant deferral / active EE | $3,037 | $3,565-14.8% | $4,729-35.8% | $4,028-24.6% |
| Admin fee / account holder | $929 | $5,232-82.2% | $6,412-85.5% | $5,404-82.8% |