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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,774 | $81,504-29.1% | $102,437-43.6% | $80,959-28.6% |
| Participation rate | 66.7% | 66.9%-0.2pp | 74.5%-7.8pp | 67.7%-1.0pp |
| Annual return | 20.34% | 25.60%-5.3pp | 24.95%-4.6pp | 35.67%-15.3pp |
| Employer contribution / active EE | $1,038 | $3,104-66.6% | $3,871-73.2% | $2,757-62.4% |
| Participant deferral / active EE | $3,149 | $3,871-18.7% | $5,060-37.8% | $4,300-26.8% |
| Admin fee / account holder | $35,065 | $6,719+421.8% | $8,388+318.0% | $6,925+406.3% |