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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,180 | $88,672-18.6% | $105,223-31.4% | $82,448-12.5% |
| Participation rate | 64.5% | 67.9%-3.4pp | 75.0%-10.5pp | 68.1%-3.6pp |
| Annual return | 19.36% | 30.86%-11.5pp | 180.65%-161.3pp | 41.64%-22.3pp |
| Employer contribution / active EE | $1,236 | $3,048-59.5% | $3,689-66.5% | $2,551-51.6% |
| Participant deferral / active EE | $4,223 | $4,036+4.6% | $5,072-16.7% | $4,139+2.0% |
| Admin fee / account holder | $4,532 | $7,146-36.6% | $8,859-48.8% | $7,234-37.4% |