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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,774 | $81,476-29.1% | $102,383-43.6% | $80,925-28.6% |
| Participation rate | 66.7% | 66.8%-0.2pp | 74.5%-7.8pp | 67.7%-1.0pp |
| Annual return | 20.34% | 25.59%-5.3pp | 24.94%-4.6pp | 35.65%-15.3pp |
| Employer contribution / active EE | $1,038 | $3,105-66.6% | $3,870-73.2% | $2,756-62.3% |
| Participant deferral / active EE | $3,149 | $3,871-18.7% | $5,060-37.8% | $4,299-26.7% |
| Admin fee / account holder | $35,065 | $6,717+422.0% | $8,391+317.9% | $6,940+405.3% |