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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,693 | $62,672+36.7% | $185,117-53.7% | $70,126+22.2% |
| Participation rate | 89.7% | 63.8%+25.9pp | 77.3%+12.4pp | 69.5%+20.1pp |
| Annual return | 20.35% | 40.79%-20.4pp | 40.50%-20.1pp | 73.15%-52.8pp |
| Employer contribution / active EE | $1,541 | $1,753-12.1% | $4,182-63.1% | $2,343-34.2% |
| Participant deferral / active EE | $5,860 | $3,272+79.1% | $5,045+16.2% | $3,332+75.9% |
| Admin fee / account holder | $2,346 | $3,932-40.3% | $8,159-71.3% | $4,645-49.5% |