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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,164 | $77,920-78.0% | $149,723-88.5% | $75,177-77.2% |
| Participation rate | 79.6% | 65.6%+14.0pp | 78.8%+0.8pp | 67.2%+12.4pp |
| Annual return | 19.29% | 31.72%-12.4pp | 134.50%-115.2pp | 160.75%-141.5pp |
| Employer contribution / active EE | $4,699 | $3,138+49.7% | $4,821-2.5% | $2,671+75.9% |
| Participant deferral / active EE | $3,906 | $3,411+14.5% | $5,682-31.3% | $4,126-5.3% |
| Admin fee / account holder | $954 | $5,951-84.0% | $13,215-92.8% | $5,651-83.1% |