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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,708 | $176,105-71.2% | $159,474-68.2% | $167,536-69.7% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 0.14% | 331.91%-331.8pp | 263.68%-263.5pp | 478.82%-478.7pp |
| Employer contribution / active EE | $6,667 | $5,299+25.8% | $4,831+38.0% | $4,839+37.8% |
| Participant deferral / active EE | $4,214 | $7,751-45.6% | $7,353-42.7% | $6,342-33.6% |
| Admin fee / account holder | $604 | $12,559-95.2% | $10,802-94.4% | $12,315-95.1% |