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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,497 | $73,988+0.7% | $96,538-22.8% | $75,177-0.9% |
| Participation rate | 80.0% | 66.4%+13.6pp | 74.3%+5.7pp | 67.2%+12.8pp |
| Annual return | 13.72% | 26.73%-13.0pp | 35.74%-22.0pp | 160.75%-147.0pp |
| Employer contribution / active EE | $6,455 | $2,930+120.3% | $3,740+72.6% | $2,671+141.7% |
| Participant deferral / active EE | $6,400 | $3,660+74.8% | $4,880+31.1% | $4,126+55.1% |
| Admin fee / account holder | $2,577 | $5,220-50.6% | $6,737-61.7% | $5,651-54.4% |