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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,749 | $127,790-21.9% | $106,555-6.4% | $167,536-40.5% |
| Participation rate | 76.5% | 78.3%-1.8pp | 76.1%+0.3pp | 82.1%-5.6pp |
| Annual return | 11.60% | 33.88%-22.3pp | 26.80%-15.2pp | 478.82%-467.2pp |
| Employer contribution / active EE | $2,567 | $3,428-25.1% | $2,819-9.0% | $4,839-47.0% |
| Participant deferral / active EE | $4,214 | $5,088-17.2% | $4,399-4.2% | $6,342-33.6% |
| Admin fee / account holder | $45,475 | $11,229+305.0% | $7,408+513.9% | $12,315+269.3% |