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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,300 | $217,432-11.1% | $185,849+4.0% | $167,536+15.4% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 1.33% | 148.42%-147.1pp | 122.10%-120.8pp | 478.82%-477.5pp |
| Employer contribution / active EE | $21,154 | $5,875+260.1% | $5,169+309.3% | $4,839+337.1% |
| Participant deferral / active EE | $6,940 | $6,357+9.2% | $5,569+24.6% | $6,342+9.4% |
| Admin fee / account holder | $3,725 | $19,818-81.2% | $16,244-77.1% | $12,315-69.8% |