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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,220 | $93,345+6.3% | $119,126-16.7% | $87,485+13.4% |
| Participation rate | 98.1% | 68.7%+29.4pp | 75.8%+22.4pp | 68.9%+29.2pp |
| Annual return | 11.98% | 19.08%-7.1pp | 282.11%-270.1pp | 26.06%-14.1pp |
| Employer contribution / active EE | $3,181 | $3,172+0.3% | $4,034-21.1% | $2,596+22.5% |
| Participant deferral / active EE | $5,918 | $4,099+44.4% | $5,318+11.3% | $4,274+38.5% |
| Admin fee / account holder | $14,979 | $8,039+86.3% | $10,693+40.1% | $7,775+92.7% |