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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,220 | $88,672+11.9% | $105,223-5.7% | $82,448+20.3% |
| Participation rate | 98.1% | 67.9%+30.2pp | 75.0%+23.1pp | 68.1%+30.1pp |
| Annual return | 11.98% | 30.86%-18.9pp | 180.65%-168.7pp | 41.64%-29.7pp |
| Employer contribution / active EE | $3,181 | $3,048+4.4% | $3,689-13.8% | $2,551+24.7% |
| Participant deferral / active EE | $5,918 | $4,036+46.6% | $5,072+16.7% | $4,139+43.0% |
| Admin fee / account holder | $14,979 | $7,146+109.6% | $8,859+69.1% | $7,234+107.1% |