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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,151 | $117,829-88.8% | $102,423-87.2% | $145,877-91.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 14.43% | 31.83%-17.4pp | 29.42%-15.0pp | 551.28%-536.9pp |
| Employer contribution / active EE | $2,221 | $3,615-38.6% | $3,023-26.5% | $4,663-52.4% |
| Participant deferral / active EE | $4,003 | $5,732-30.2% | $5,054-20.8% | $6,691-40.2% |
| Admin fee / account holder | $462 | $13,335-96.5% | $9,455-95.1% | $13,402-96.5% |