Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
EDWARD JONES7 years Service code 27 12555 MANCHESTER RD · ST LOUIS, MO 63131 | Advisory (Plan) | $18,854 |
AMERICAN FUNDS5 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $1,688 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,222 | $76,696-41.0% | $96,538-53.2% | $71,529-36.8% |
| Participation rate | 63.4% | 66.6%-3.2pp | 74.3%-11.0pp | 67.9%-4.6pp |
| Annual return | 15.50% | 48.32%-32.8pp | 35.74%-20.2pp | 28.97%-13.5pp |
| Employer contribution / active EE | $1,831 | $3,032-39.6% | $3,740-51.0% | $2,590-29.3% |
| Participant deferral / active EE | $3,096 | $3,770-17.9% | $4,880-36.6% | $4,291-27.9% |
| Admin fee / account holder | $144 | $2,030-92.9% | $6,737-97.9% | $1,588-91.0% |