See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
EDWARD JONES7 years Service code 27 12555 MANCHESTER RD · ST LOUIS, MO 63131 | Advisory (Plan) | $18,854 |
AMERICAN FUNDS5 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $1,688 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,222 | $76,670-41.0% | $96,683-53.2% | $71,457-36.7% |
| Participation rate | 63.4% | 66.6%-3.2pp | 74.3%-11.0pp | 67.9%-4.5pp |
| Annual return | 15.50% | 48.29%-32.8pp | 35.69%-20.2pp | 28.85%-13.4pp |
| Employer contribution / active EE | $1,831 | $3,031-39.6% | $3,737-51.0% | $2,588-29.2% |
| Participant deferral / active EE | $3,096 | $3,771-17.9% | $4,878-36.5% | $4,289-27.8% |
| Admin fee / account holder | $144 | $2,028-92.9% | $6,730-97.9% | $1,587-91.0% |