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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,235 | $117,829-71.8% | $102,423-67.6% | $145,877-77.2% |
| Participation rate | 95.8% | 78.6%+17.2pp | 76.5%+19.3pp | 80.3%+15.5pp |
| Annual return | 18.78% | 31.83%-13.1pp | 29.42%-10.6pp | 551.28%-532.5pp |
| Employer contribution / active EE | $2,309 | $3,615-36.1% | $3,023-23.6% | $4,663-50.5% |
| Participant deferral / active EE | $2,851 | $5,732-50.3% | $5,054-43.6% | $6,691-57.4% |
| Admin fee / account holder | $7,302 | $13,335-45.2% | $9,455-22.8% | $13,402-45.5% |