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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,310 | $157,296-57.2% | $141,191-52.3% | $152,897-56.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.44% | 64.34%-39.9pp | 71.41%-47.0pp | 345.43%-321.0pp |
| Employer contribution / active EE | $607 | $5,262-88.5% | $4,736-87.2% | $4,764-87.2% |
| Participant deferral / active EE | $6,118 | $7,111-14.0% | $6,710-8.8% | $5,851+4.6% |
| Admin fee / account holder | $5,498 | $12,125-54.7% | $10,264-46.4% | $11,599-52.6% |