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| Provider | Service type | Compensation |
|---|---|---|
Service code 70 · EIN 42-1557118 | Consulting Fees | $45,921 |
MOSS ADAMS LLP1+ years Service code 10 · EIN 91-0189318 | Accounting | $13,271 |
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $9,558 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,174 | $30,072+33.6% | $64,105-37.3% | $67,505-40.5% |
| Participation rate | 29.9% | 59.4%-29.4pp | 68.2%-38.2pp | 71.2%-41.3pp |
| Annual return | -0.78% | 0.30%-1.1pp | 791.24%-792.0pp | 6.52%-7.3pp |
| Employer contribution / active EE | $413 | $725-43.0% | $1,820-77.3% | $2,173-81.0% |
| Participant deferral / active EE | $891 | $1,453-38.7% | $2,822-68.4% | $3,597-75.2% |
| Admin fee / account holder | $36 | $62-42.5% | $4,499-99.2% | $56-36.3% |