Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,079 | $56,431-52.0% | $130,788-79.3% | $87,485-69.0% |
| Participation rate | 43.4% | 58.9%-15.6pp | 70.1%-26.7pp | 68.9%-25.6pp |
| Annual return | 9.55% | 91.27%-81.7pp | 386.44%-376.9pp | 26.06%-16.5pp |
| Employer contribution / active EE | $196 | $1,549-87.4% | $3,558-94.5% | $2,596-92.5% |
| Participant deferral / active EE | $1,041 | $2,749-62.1% | $4,137-74.8% | $4,274-75.6% |
| Admin fee / account holder | $3,699 | $4,433-16.6% | $6,673-44.6% | $7,775-52.4% |