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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,268 | $110,039-95.2% | $97,260-94.6% | $145,884-96.4% |
| Participation rate | 83.3% | 75.9%+7.4pp | 72.7%+10.7pp | 80.3%+3.0pp |
| Annual return | 27.38% | 244.44%-217.1pp | 75.54%-48.2pp | 551.85%-524.5pp |
| Employer contribution / active EE | $1,735 | $3,074-43.5% | $2,721-36.2% | $4,662-62.8% |
| Participant deferral / active EE | $2,170 | $4,674-53.6% | $4,262-49.1% | $6,690-67.6% |
| Admin fee / account holder | $335 | $6,204-94.6% | $5,640-94.1% | $13,392-97.5% |